SAMBAT Finance is a financial institution, which aims to provide innovative financial services with equal access to the Cambodian people, micro, small and medium enterprises (“MSME”), tailored financial services which meet their personal and corporate needs.

Cambodia is an emerging market with financial access mostly limited to established companies and middle income and wealthy individuals and families. To extend the reach of the majority of Cambodians and MSMEs to retail and institutional financial services, SAMBAT Finance has a dedicated team of experienced professionals who understand the challenges and needs of our customers and have developed solutions and products to serve them. We have a full range of products and services from loans and other banking solutions, which can be varied according to the customers’ financial strength and needs. We also offer commercial banking services to customers throughout Cambodia and serve a range of organizations, including local corporations, individual, families, small businesses, institutions and governments.

Our strengths include our high customer-centric services, solid financial position, multi-discipline customer services strategy and local market experience. In partnership with our customers, SAMBAT Finance will bring about a change in the Microfinance and retail banking industry in Cambodia to make available our services to all Cambodians.

We believe all sustainable progress is driven by people with the imagination and determination to improve their future and the futures of those around them.

We empower people and organizations to realize their own vision for a better future – however modest or grand. Our purpose therefore is: Empowering people to build better lifestyle and future. Your Success is Our Success!


Our vision is to be the most innovative financial institution, which will generate value for our clients for a better future.


Our Mission is to provide the most trusted innovative financial solutions to enhance the success of  clients and stakeholders.


To help us achieve our strategic vision of becoming the best financial institution for customers, SAMBAT Finance has 3 values that we all need to live up to, as individuals and as an organisation.

  • Innovative
  • Accessible
  • Your Success  Is Our Success